Best Mortgage Rates in North Carolina

Rates Updated WEDNESDAY 11/22-Closed @ 3PM until Friday 11/24

Conforming 30 Year Fixed (up to $424,100)

Open Monday thru Friday 9-6 and Sat. 9-12 for your convenience.

$250,000 to $424,100
RatePointsAPR
3.250%2.2503.455%
3.375%1.5003.522%
3.500%0.7503.589%
3.625%0.0003.654%
3.750%-0.7503.718%
0.000%0.0000.000%
$175,000 to $249,999
RatePointsAPR
3.250%2.5003.486%
3.375%1.7503.554%
3.500%1.0003.621%
3.625%0.2503.686%
3.750%-0.5003.750%
0.000%0.0000.000%
$100,000 to $174,999
RatePointsAPR
3.250%2.7503.535%
3.375%2.0003.604%
3.500%1.2503.671%
3.625%0.5003.737%
3.750%-0.2503.802%
0.000%0.0000.000%
$75,000 to $99,999
RatePointsAPR
3.250%3.0003.578%
3.375%2.2503.646%
3.500%1.5003.714%
3.625%0.7503.781%
3.750%0.0003.846%
0.000%0.0000.000%

Conforming 20 Year Fixed

Call for our advertised rates. Ask about our bi-weekly program.

$250,000 to $424,100
RatePointsAPR
3.250%1.5003.457%
3.375%0.7503.500%
3.500%0.0003.541%
3.625%-0.5003.609%
3.750%-1.0003.677%
0.000%0.0000.000%
$175,000 to $249,999
RatePointsAPR
3.250%1.7503.502%
3.375%1.0003.545%
3.500%0.2503.586%
3.625%-0.2503.655%
3.750%-0.7503.723%
0.000%0.0000.000%
$100,000 to $174,999
RatePointsAPR
3.250%2.0003.572%
3.375%1.2503.616%
3.500%0.5003.658%
3.625%0.0003.727%
3.750%-0.5003.796%
0.000%0.0000.000%
$75,000 to $99,999
RatePointsAPR
3.250%2.2503.633%
3.375%1.5003.677%
3.500%0.7503.720%
3.625%0.2503.789%
3.750%-0.2503.859%
0.000%0.0000.000%

Conforming 15 Year Fixed

Minus points (-) is money paid back to you towards your closing costs.

$250,000 to $424,100
RatePointsAPR
2.750%1.5003.014%
2.875%1.0003.069%
3.000%0.2503.088%
3.125%-0.2503.141%
3.250%-0.7503.194%
0.000%0.0000.000%
$175,000 to $249,999
RatePointsAPR
2.750%1.7503.071%
2.875%1.2503.127%
3.000%0.7503.181%
3.125%0.0003.199%
3.250%-0.5003.252%
0.000%0.0000.000%
$100,000 to $174,999
RatePointsAPR
2.750%2.0003.161%
2.875%1.5003.217%
3.000%1.0003.272%
3.125%0.2503.291%
3.250%-0.2503.345%
0.000%0.0000.000%
$75,000 to $99,999
RatePointsAPR
2.750%2.2503.238%
2.875%1.7503.294%
3.000%1.2503.350%
3.125%0.5003.370%
3.250%0.0003.424%
0.000%0.0000.000%

Conforming 10 Year Fixed

Reduce the years that you have a mortgage. Lower your rate and the interest you pay.

$250,000 to $424,100
RatePointsAPR
2.750%1.2503.083%
2.875%0.7503.105%
3.000%0.0003.075%
3.125%-0.5003.095%
3.250%-1.0003.115%
0.000%0.0000.000%
$175,000 to $249,999
RatePointsAPR
2.750%1.5003.166%
2.875%1.0003.189%
3.000%0.2053.150%
3.125%-0.2503.180%
3.250%-0.7453.201%
0.000%0.0000.000%
$100,000 to $174,999
RatePointsAPR
2.750%1.7503.296%
2.875%1.2503.320%
3.000%0.5003.291%
3.125%0.0003.312%
3.250%-0.5003.333%
0.000%0.0000.000%
$75,000 to $99,999
RatePointsAPR
2.750%2.0003.409%
2.875%1.5003.433%
3.000%0.7503.404%
3.125%0.2503.426%
3.250%-0.2503.448%
0.000%0.0000.000%

USDA 100% financing

NO LENDER FEES with credit scores down to 580.

$75,000 to $424,100
RatePointsAPR
3.500%1.2503.600%
3.625%0.7503.686%
3.750%-0.2503.730%
3.875%-0.7503.813%
4.000%-1.2503.896%
4.125%-1.7503.978%

FHA or VA 30 Yr (Credit scores down to 500)

NO LENDER FEES with credit scores down to 580.

$75,000 to $275,665
RatePointsAPR
3.250%2.0003.408%
3.375%1.5003.494%
3.500%0.5003.540%
3.625%0.0003.625%
3.750%-0.5003.709%
3.875%-1.0003.793%

Call for ARM Rates

All quoted rates are based on thirty day interest rate locks. Longer lock periods are available. Quoted rates are based on purchase transactions- please call for refinance rates. APR calculations for posted conforming interest rates are determined using the lower loan amount in the range categories. For example, the APR is based on $165,000 in the range $165,000 - $249,999. For jumbo rates, APR is based on a $500,000 loan amount. To view additional APR's, (including broker origination charges less bank/borrower credits) please call. All quoted rates assume a middle credit score of at least 740. Due to market conditions, rates and fees are subject to change without notice.

Best Mortgage Rates Charlotte, NC, Wilmington NC

Best mortgage rates Charlotte NC | By Justin Cozart from Dallas, TX, USA (Ice  Uploaded by xnatedawgx) [CC BY-SA 2.0 (http://creativecommons.org/licenses/by-sa/2.0)], via Wikimedia CommonsWhile ABBA First Mortgage, Inc. provides mortgage services for all of North Carolina and Tennessee, there is a particular focus on discounted mortgage rates in Charlotte, NC and Wilmington, NC. So if you're looking for low mortgage rates in Charlotte, Wilmington or the rest of North Carolina, you have come to the right place.

What kind of home loans in Charlotte or Wilmington, NC are you looking for? If you're interested in FHAUSDA or VA loans or you want information on the HARP program, ABBA First Mortgage, Inc. is the best and only place you need to look.

At ABBA First Mortgage, Inc. we are pleased to offer you mortgage loans at a discounted price. With guaranteed low interest rates and guaranteed low closing costs you will receive the quality customer service we believe you deserve.

ABBA First Mortgage, Inc. offers an extensive selection of lender products for your specific mortgage needs- whether you are looking to purchase or refinance we offer loans for primary residences, second homes and investment properties. USDA 100% financing, debt consolidation, loans for first time homebuyers, FHA Loans, VA Loans, manufactured (double wide) homes and other financing options are also available.

ABBA First Mortgage, Inc.is among the top home mortgage lenders in Charlotte, NC and Wilmington, NC providing mortgage services to Charlotte, Wilmington, the rest of  North Carolina, and Tennessee. Among the most popular home loan services we provide in North Carolina are:

  • FHA Loan
  • HARP Program
  • USDA Loans

ABBA First Mortgage, Inc. will help you find the best discounted low mortgage rates in Charlotte, Wilmington and the rest of North Carolina for your home loan.